Do you Know How to Properly Handle a Car Accident?
Car accidents occur on a daily basis. They are not always serious, but do often result in some type of damage, either to the vehicle, the driver, or both. If you are involved in an auto accident, it can be difficult to stay clear and remember what steps you need to take. It is important to follow these steps to ensure that you are able to file a claim with your insurance provider. Working with a vehicle accident attorney can be helpful in navigating this process.
Always practice safe driving
Of course, it is best to avoid any accidents in the first place. If the roads are snow filled and icy, be cautious when driving. Avoid using technology while operating a vehicle. Never consume alcoholic beverages or prescriptions when planning to drive. It is often best to pay for alternative transportation if you know you are going to be drinking than to pay for the high costs of drinking and driving. Five seconds is the average time your eyes are off the road while texting. When traveling at 55 mph, that is enough time to cover the length of a football field blindfolded. Driving under the influence and distracted driving are similar to this.
Keep a first aid kit in your car
You never know when you might need a first aid kit. Include things like bandages, peroxide, and even water. Also, include a backup cell phone and charger. Imagine being in an auto accident and not having access to your cell phone to call for help. While many of today?s vehicles have safety response systems, there are still many cars on the road that do not have this feature. Your first aid kit might be useful for the other driver in the accident too, while they wait for medical care to arrive.
Call the police
Always call the police after being involved in an auto accident. Even if you and the other driver agree not to involve the police, you could be charged with a hit and run. You might require the services of a vehicle accident attorney to avoid criminal charges. Just because you file a police report does not mean that you are going to be fined or that it is decided that you are at fault. Auto accident claims are often decided by the insurance provider. You also have the ability to hire a vehicle accident attorney and appeal the initial decision.
Inform your insurance provider
You will want to inform your insurance provider of the auto accident as soon as possible. Even if you are at fault, you will need to let your insurance provider know that a claim is coming through. If your insurance provider is refusing to pay for the claim, you might need to consult with accident claims lawyers. You pay your auto insurance to handle events like these. Make sure you are getting your premium?s worth. If you already have a vehicle accident attorney, you can let them handle the claims process.
In 2013 alone, 3,154 people were killed in motor vehicle crashes involving distracted drivers, and about 424,000 people were injured. In 2012, 10.3 million people reported driving under the influence of illicit drugs in the past year. When you combine these two things, plus add in poor road conditions and mechanical problems, car accidents are a problem. Additionally, most people do not know how to properly handle them. Work with your auto accident lawyers to ensure you are making all of the necessary arrangements following an accident.